EFCO Ltd is a financial services company offering vehicle and personal finance. EFCO is offering a new finance solution that is non-interest based. This means that various ethnic and religious communities that were not able to take advantage of deferred payments because of the involvement of confusing and complicated payment plans can now benefit and take advantage of financial services. This is not limited to ethnic, cultural or social groups, but is available to all people.

Mufti Irshad Ahmed Ijaz – is the advisor on non-interest based products being offered by EFCO. Mr Irshad is a member of the Shariah Board Standard Chartered Bank Pakistan, member of the Shariah Committee – Barakah Properties PTY LTD, Melbourne, Australia, and also a visiting faculty Member of the (NIBAF) National Institute of Banking and Finance subsidiary of the State Bank of Pakistan.