Non-interest Based Finance

This alternative way of financing is well known in the United Kingdom and the Middle East. EFCO is the only company offering non-interest based finance in New Zealand.

Vehicle Finance

Straight forward vehicle financing. Fixed payments as rentals over the finance period without worrying about compounding interest. We can finance vehicles up to NZ$50,000.

Personal Finance

EFCO also offers personal finance. Are you a homeowner? You maybe eligible for personal finance up to NZ$20,000.

No Confusions

As the total payment is fixed at the onset of the finance with full disclosure, you can have the peace of mind knowing exactly how much is due without worrying about interest rates.

Non-interest Based Finance

This alternative way of financing is well known in the United Kingdom and the Middle East. EFCO is the only company offering non-interest based finance in New Zealand.

Vehicle Finance

Straight forward vehicle financing. Fixed payments as rentals over the finance period without worrying about compounding interest. We can finance vehicles up to NZ$50,000.

Personal Finance

EFCO also offers personal finance. Are you a homeowner? You maybe eligible for personal finance up to NZ$20,000 unsecured.

No Confusions

As the total payment is fixed at the onset of the finance with full disclosure, you can have the peace of mind knowing exactly how much is due without worrying about interest rates.

Repayments Calculator

*Use the repayments calculator to help you determine affordability.

*The results from the calculator are rough indicators only and are not a subtitute for the opinion of your financial advisor. Actual repayments will vary with your profile which is based on factors such as affordability, income and residential stability.

10,500
Estimated Repayments
NZ$ 72.59 Weekly